With low interest percentages, affordable monthly payments and local service you can trust, we make it easy to maximize your buying power for your new or pre-owned car, truck or SUV. With our new vehicle lending program, your interest rate will decrease with each on-time payment. Benefit from competitive auto loan rates. And be sure to visit our insurance page for the best in: Your busy life means you also have many different insurance needs. Guaranteed Auto Protection (GAP) available, Extended warranty available through Route 66, Government Issue ID/ drivers license/ State ID or passport with current address, Title information, including salvaged or junked titles, Accident indicators, such as airbag deployments. First Service Credit Union is an Equal Housing Lender. AFCU ACCOUNT FORMS The following online forms are available when adjustments to America First accounts require member and joint owner (if applicable) signatures. All Rights Reserved. Provide us a copy of your Insurance Binder and/or Policy as required for your auto loan. Ready to Apply? I could not have made this payment anywhere online. This calculation is based on the information you entered for illustrative purposes only and is not a loan application, nor does use of the calculator guarantee loan terms or approval . APPLY NOW LEARN MORE Motorcycle Loans Join Us for the 2023 Souper Bowl of Caring, Gratitude is the Attitude for America First Volunteers, America First Credit Union Partners with University of Arizona to Sponsor Athletics Program, America First Credit Union Presents Concert Series at Ak-Chin Pavilion in Phoenix, America First Leads the Way in Volunteering at Tabithas Way, Fraud Alert Text/SMS Notification Terms and Conditions. Ogden, Utah 84409. Home Equity (First Mortgage) No Closing Cost, America First Charitable Foundation Scholarships. We are not liable for any failure of products or services advertised on those sites. You can also submit online at myinsuranceinfo.com or call (800) 998-0763. See our current rates. Actual monthly payments may vary depending upon loan type, other possible fees, and your credit worthiness. We will not respond with personal or confidential information. We have recently seen an increase in fraudulent activity through phishing scams via text message, email and phone. Call 1.800.805.1195 Choose The Option That's Right For You New Car Loans There's nothing quite like buying a new car. America First Federal Credit Union does business as (DBA) America First Credit Union. 2022 America First Credit Union. Get a free, no-obligation auto insurance quote from our Insurance Services department. Mobile Banking App. How can I find branch locations and hours of operation? Avoid Foreclosure. How can I find branch locations and hours of operation? Our loan experts take the hassle out of the vehicle lending process, and were ready to guide you through the process ofgetting the right loan. Or a fixed rate versus a variable one? Ogden, Utah 84409. Avoid Foreclosure. We can help you ensure your family is protected and we can make certain it's affordable. Please be advised that we do not represent either the third-party or you if you enter into a transaction. With terms from 36 to 72 months, we can work with you to ensure your monthly payment is within your budget. For questions, please give us a call at 205-320-4000. Use Your Home's Equity Benefit from low introductory rates on a line of credit. Please contact American First Credit Unionif you need to provide confidential information. Once youve done your research and you know your budget inside and out, its time to meet with a loan officer. Using the unique 17-character vehicle identification number (VIN), a CARFAX Report is instantly generated from our database of over eight billion records. Flexible terms available up to 60 months. If you are making a loan payment using your checking account and routing number (ACH) there will continue to be no transaction fee. Please note that America First is not responsible for any information, content, or products on third-party sites. Get preapproved before you even talk to a dealer. Not all borrowers qualify for the best rates. Ogden, Utah 84409. We can help you ensure your family is protected and we can make certain it's affordable. Get information about cars through CARFAX to ensure that youre getting a great vehicle. You are about to visit a site not owned by America First Credit Union. America First Credit Union Quick loan approval to help handle emergencies with ease. You will need the following information in order to complete the application: Important Information about Procedures for Opening a New Account. Fraud Alert Text/SMS Notification Terms and Conditions. USA Patriot Act You may also qualify for discounts based on your existing membership or because you have other banking products with your credit union. This credit union is federally insured by the National Credit Union Administration. View All Rates FHA Loans Federal Housing Administration (FHA) loans are insured by the federal government, and generally come with a lower down payment and less requirements. Make sure you have the best auto loan available. Describes the features of a variable rate Home Equity Line of Credit Mortgage loan program. Financing up to 100% of value available as indicated by NADA. Where can I find COVID-19 Information & Updates? Affidavit of fraudulent use of an ATM card, Affidavit of unauthorized/improper ach debit activity, Home Equity Line of Credit Variable Loan Program Disclosure, Medallion Signature Guarantee Member Requirements, Fraud Alert Text/SMS Notification Terms and Conditions. America First Credit Union Our loan experts take the hassle out of the vehicle lending process, and we're ready to guide you through the process of getting the right loan. Dollars. Please note that America First is not responsible for any information, content, or products on third-party sites. Apply Online call 1-800-633-8431 or Visit a Branch Check out our rates Low rates. Use these deposit slips to make deposits or payments to your account. FHA loans require Mortgage Insurance Premium (MIP) and a minimum credit score. For other vehicle loansincluding RVs, boats, motor homes, motorcycles and much more, we can help with financing. Gain peace of mindknowing that American First Credit Union has gone the extra mile to help keep you and your family financially secure. What happens if I want to pay off the loan faster than expected? Privacy Policy But even more important questions you might ask yourself are: Can I afford it? This linked site is not bound by the America First Privacy Policy found by clicking here. Its easy to get sucked into horror stories about things like foreclosures and student debt, but a little knowledge and preparation will make your own loan story a lot happier and a lot less dramatic. *Your purchase of AFCU Debt Protection, Guaranteed Asset Protection (GAP) and Major MechanicalProtection (MMP) are optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. An NYUFCU share account is required for auto loan account. What is America First Credit Union's routing and transit number? In order to safeguard your identity and protect your finances, never click unsolicited links or respond to suspicious texts, emails or calls. To really put your loan in context, ask a variety of questions, such as: The most important thing to remember is that taking out and repaying a loan is not intended to be a stressful experienceits intended to make large purchases or investments affordable for you. Get a free annual credit report. Purchase from online vehicle retailer is not permitted. This field is for validation purposes and should be left unchanged. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. The privacy and security policies of the site you are about to enter may differ from those practiced by Americas First Federal Credit Union. AmFirst does not provide, and is not responsible for, the product, service, overall website content, or policies of third-party sites. By clicking okay, you agree to our use of cookies in accordance with our cookies policy. This form should be used for suggestions and general questions only. Before continuing to your application, tell us a little more about your membership status: Already applied and need a status update? You've done your research, and you know what vehicle you want to buy; now you need to find the best auto loan available. AmFirst does not provide, and is not responsible for, the product, service, overall website content, or policies of third-party sites. Spend some quality time with your budgetif you dont have one, now is a great time to make one. You are leaving the American First Credit Union website. From auto to homeowner's and life insurance, your needs can be met with quality products from America First. All Rights Reserved. Where can I find COVID-19 Information & Updates? If your credit score isn't very high, and you don't need a new car right away, you may want to take some time to try to improve it before applying for a car loan. Return completed forms to any America Firstbranch locationwith your identification. Buy on site at any of our more than 100 Participating Alabama Dealers. Our repos include cars, autos, motorcycles, RVs, trailers, boats, ATVs, and more. Every CARFAX Report contains information that can impact a consumers decision about a used vehicle. That's our AmFirst promise. Get the car, truck, or SUV that you need with fast financing from America First. Youll want to come up with a range, so calculate a few different scenarios: Picturing your loan payment alongside your other budget items will give you a sense of what you can realistically afford so that you can confidently shop for a loan without worrying about the financial effect on your lifestyle. Generous terms. Calculators Use our car payment calculator to figure out how much your auto loan might cost. Purchase Credit union loan versus 0% dealer financing? Rates quoted require a loan origination fee of 1.00%. For questions, please give us a call at 205-320-4000. From auto to homeowner's and life insurance, your needs can be met with quality products from America First. Describes the features of the variable rate Mortgage Loan program. Web Accessibility Guidelines Actual monthly payments may vary depending upon loan type, other possible fees, and your credit worthiness. You are about to visit a site not owned by America First Credit Union. You can do so by catching up on past-due payments and paying credit card balances. Loan Basics - America First Credit Union Beware of Phishing & Fraud We have recently seen an increase in fraudulent activity through phishing scams via text message, email and phone. 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